Payday, sorted.
Tell your money where to go.
A simple way to plan your money around your life. PennyGo turns your income, bills, savings and everyday spending into a clear payday plan — so when you get paid, you have a clear plan for what to transfer and where.
Payday
$2,800
- Bills$850
- Savings$300
- Spending$1,200
- Buffer$450
Transfer $1,600 to your bills and savings accounts. The rest is yours to spend.
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Budgeting shouldn’t feel like a second job.
You shouldn’t have to pull out a calculator every payday, remember which bills are due when, or wonder whether you’ve set enough aside.
PennyGo turns your budget into a simple payday plan.

One pay. Different priorities. One clear plan.
Your money has places to be. PennyGo works out what goes where, so payday doesn’t have to be a guessing game.
Your pay
$2,800
- Bills$850
- Savings$300
- Buffer$450
- Spending$1,200
- Bills account →$850
- Savings →$300
- Buffer →$450
The rest is yours to spend.
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Everything you need. Nothing you don’t.
Bills, allocations and savings goals in one place — with the payday numbers already worked out.
Payday plan
To transfer this pay
$1,600
- Bills accountCovers 9 upcoming bills$850
- SavingsHoliday + car service$300
- Buffer bucketFor the unexpected$450
Savings goals
- Summer trip$2,040 of $3,000
- New laptop$820 of $2,000
- Car service$450 of $500
Bills & expenses
Coming up in 7 days
- RentDue Fri · fortnightly$620
- ElectricityDue Sun · quarterly$310
- Mobile & internetDue Mon · monthly$96
Set it up once. Let PennyGo do the maths.
- 01
Set up your money
Add your income, bills, savings goals and allocations.
- 02
PennyGo works it out
PennyGo calculates what needs to be set aside and when.
- 03
Follow your payday plan
Have a clear plan for where your money needs to go when you're paid.
Make every payday easier.
Set up PennyGo once. Let it do the calculations. Know where your money goes.
